INTRODUCTION

This program provides a thorough overview of how banks operate. It offers a thorough understanding of all aspects of banking, including global and central banking, as well as retail and investment banking. It discusses why banks are so essential and how their operations have an impact on modern life, including how people, businesses, governments, and the economy are affected by the wide range of activities and services that banks conduct and provide.

COURSE OBJECTIVES

The participant should be able to:

• Have a thorough understanding of the many knowledge areas needed by banking professionals by the end of the course.
• Learn about numerous banking products, operational elements, various technology requirements, and regulatory frameworks.
• Obtain the managerial and operational expertise necessary for productive work.

DURATION

5 Days

WHO SHOULD ATTEND

This course is aimed at:

• Bank/financial institution or other organizations.
• Managers, supervisors, senior and junior staff.
• Staff of banks, financial institutions, insurance companies operating at the corporate level, as well as in retail banking.

COURSE CONTENT

• An explanation what banking actually is; a brief history of banking; the relationship of banks with households, businesses and government; banking and the economy.
• An overview of the different aspects and types of banking.
• Retail banking: deposits, lending to people and businesses, risk assessment checklist for lending and loans.
• Retail banks: payments and transferring money, clearing systems, other retail bank services. 
• Corporate banking: lending, credit and credit analysis, project finance, bankers acceptances.
• Corporate banking, interest rates and LIBOR; international trade, bills of exchange; other corporate banking activities and services.
• How a bank operates: capital, liquidity and liquidity ratios, reserves, clearing systems, stockbroking.
• Asset management and liability management, loan policy, the return on capital ratio, bank income.
• Bank financial statements: balance sheets, income statements, bank performance ratios. 
• Investment banking: services provided to companies and governments; global investment banks, involvement in mergers, acquisitions and restructuring.
• Investment banking and market trading, brokers, equities, derivatives, investment advice, funds, investment vehicles 
• Mutuals and finance houses; credit unions, deposit-taking institutions, factoring, leasing, insurance.
• International banking; banking in the UK, Europe, the Americas, Asia, Australasia, Middle East, Africa.
• Debt markets: treasury bills, government and corporate bonds, currency; prices, returns and yields.
• Futures markets, Swaps markets, Options markets, Foreign Exchange markets and trading; derivatives, speculators.
• Central banking, functions of central banks, BASEL, insurance, compliance, disclosure. 
• Monetary policy, supply, demand, discount rates, the economy, quantitative easing, money laundering.
• The regulation of banks; bank supervision and inspection; what is regulated and why, regulation systems.

GENERAL NOTES

• Our seasoned instructors, who have years of experience as seasoned professionals in their respective fields of work, will be teaching this course. A combination of practical exercises, theory, group projects, and case studies are used to teach the course.
• The participants receive training manuals and supplementary reading materials.
• Participants who complete this course successfully will receive a certificate.
• We can also create a course specifically for your organization to match your needs. To learn more, get in touch with us at training@dealsontrainers.org.
• The training will take place at DEALSON TRAINERS IN NAIROBI, KENYA in Nairobi, Kenya.
• The training fee includes lunch, course materials, and lodging for the training session. Upon request, we may arrange for our participants' lodging and transportation to the airport.
• Payment must be made to our bank account before the training begins, and documentation of payment should be emailed to training@dealsontrainers.org